#health insurance

A pedestrian accident can result in serious injuries, medical expenses, lost income, and long-term consequences. Learn how pedestrian accident claims generally work, when a driver or another party may be liable, how right-of-way and comparative negligence can affect a case, and what evidence can help prove what happened. This guide also covers crosswalk accidents, parking-lot crashes, hit-and-run collisions, uninsured and underinsured motorist coverage, insurance claims, wrongful death, government liability, statutes of limitations, common defenses, and when a personal injury lawyer may be helpful.

Negligence is a legal concept that generally applies when a person or organization fails to use reasonable care and causes harm to another person. In many personal injury cases, the injured party must establish a legal duty, a breach of that duty, causation, and actual damages. Negligence can arise in car accidents, slip-and-fall incidents, workplace accidents, unsafe property conditions, and other situations involving alleged careless conduct. State law can affect how fault is determined, including whether comparative or contributory negligence applies, what damages may be available, and how long an injured person has to file a lawsuit. This guide explains the elements of negligence, common defenses, evidence used to support claims, potential damages, and important steps to consider after an accident.

Beast

Sep 20, 2026·26 min

A health care proxy is a person legally chosen to make medical decisions on your behalf if you become unable to communicate or make decisions yourself. Also known as a health care agent or representative, a proxy can play an important role in advance care planning by helping ensure that your medical preferences are understood and respected. The proxy's authority can vary by state and by the terms of the legal document used to appoint them. This guide explains what a health care proxy is, what rights and responsibilities the role involves, how to choose the right person, how a proxy differs from a living will and financial power of attorney, and what happens if you do not have one.

Beast

Sep 19, 2026·24 min

What happens if you die without a will? In the United States, your estate is generally distributed according to state intestacy laws, which determine who may inherit your property and how the estate is handled. The outcome can depend on your spouse, children, other relatives, property ownership, debts, and beneficiary designations. This guide explains intestate inheritance, probate, estate administration, and what families should know when a loved one dies without a will.

Frankly

Sep 17, 2026·15 min

The No Surprises Act bans surprise medical billing for emergency care, air ambulances, and out-of-network providers at in-network facilities. Learn your rights, key deadlines, and how to dispute an illegal balance bill in 2026.

Frankly

Sep 5, 2026·16 min