Insurance LawWhat Is a Reservation of Rights Letter? Policyholders rights
A reservation of rights letter is a notice from an insurance company stating that it may provide a defense while preserving its ability to dispute coverage later. Learn why insurers issue these letters, how they relate to the duty to defend and duty to indemnify, what policy exclusions and conditions may be involved, and how a reservation can affect defense counsel, settlement, reimbursement, and coverage disputes. Understand what policyholders should review after receiving a reservation of rights letter and when an insurance lawyer may be helpful.
Beast
Sep 24, 2026·20 min
